Need an appraisal for an FHA-backed mortgage? Call Loving Appraisals

Rest assured that Loving Appraisals is an FHA-certified appraisal firm in VA. If you have an FHA-mortgage, be sure to hire Loving Appraisals, as we are approved and qualified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Loving Appraisals if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-secured loan, it means it is underwritten by them. None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is insured in case the borrower doesn't pay their loan. The FHA and their loan programs are built to benefit low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting funds to put down on a financial transaction are assisted the most from FHA loan programs.